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Just be sure there always is sufficient income to cover expenses.

Credit card record keeping is essential to managing debt, avoiding identity theft and fraud and even helping prove deductions on your taxes are legitimate.

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Responsible use of your credit card will help you build a credit history, and quickly give you a credit score that makes you attractive to mortgage lenders, insurance companies, banks and credit unions and other important members of the financial community.

However, finding the best solution can be difficult.

This article examines the different types of credit card processing solutions and offer a good list of resources for reference as you search for a credit card processing provider.

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Even if you never make another purchase using that credit card, it would take you 24 years to pay off the debt in full, during which time you’d pay $4,396.57 in interest.

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