Consolidating loans in default

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With a Federal Direct Consolidation Loan, which is made by the U. All, some, or just one federal student loan can be consolidated under this program. Ford Federal Direct Loan Program, it’s possible to combine one or more federal student loans into one new loan.An application for a Direct Consolidation Loan can be submitted: To obtain further information about a Direct Consolidation Loan before submitting an application, contact the Loan Consolidation Information Call Center at 1-800-557-7392.After submitting an application, contact the consolidation servicer. Ford Federal Direct Loan Program, it’s possible to combine one or more federal student loans into one new loan.There are various repayment options under the Direct Consolidation Loan program, including a standard repayment plan, a graduated repayment plan, an extended repayment plan, the Income-Contingent Repayment Plan (ICR), the Pay As You Earn, and the Income Based Repayment Plan (IBR).

You’ll need a Federal Student Aid (FSA) ID (a username and password) to access the system.You then went back to school, took out new student loans, and received an in-school deferment on your previous loans that had had entered into the repayment period.You can apply for a Direct Consolidation Loan for the loans that are in an in-school deferment status.Changing your repayment plan to a different plan, later on, is possible in most cases.Almost all federal student loans are eligible for the Direct Consolidation Loan program.

In many cases, this will make it easier to manage your debt.

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